#finance
17 articles found
Royalty-Based Financing: Long-Term Royalty Deals Versus Selling Equity
Long-horizon royalty financing: tiered, capped, and perpetual deals, biopharma and franchise examples, GAAP treatment, and cost against equity.
Capital Allocation: NPV vs IRR, Hurdle Rates, and Choosing Between Reinvesting, M&A, Debt Paydown, Dividends, and Buybacks
How to rank projects when NPV and IRR disagree, set a hurdle rate at a 5.24% Treasury yield, and weigh reinvesting, M&A, debt paydown, dividends, and buybacks.
Working Capital and Growth: Cash Conversion Cycle Math, Supplier Terms, and Real Company Figures
How growth consumes working capital: DSO, DIO, and DPO worked through, early-payment discounts, supplier finance disclosure, and HP, Nike, and Walmart figures.
Currency Hedging: What Forward Points Cost, Hedged vs Unhedged International Funds, and How Businesses Hedge
How interest rate gaps set forward prices for EUR/USD and USD/JPY, what HEFA and EFA returned, business hedging with forwards and options, and ASC 815 basics.
Private Debt: Strategic Business Funding
A borrower guide to direct lending: who qualifies, 2026 pricing, how much debt a company can carry, covenants, call protection, and what happens in trouble.
R&D Tax Credits: Strategic Business Savings
The 2025 law restored R&D expensing. How the Section 41 credit works, ASC vs regular math, the $500,000 payroll offset, and 2026 Form 6765 rules.
Hedge Fund Strategies in 2026: How Each Makes Money, What Fees Really Cost, and How to Vet a Fund
Hedge fund strategies with 2026 data: long/short, macro, event-driven, relative value, and quant, plus fee math, liquidity terms, taxes, and due diligence.
How to Become an Angel Investor in 2026: Eligibility, Deal Terms, Portfolio Math, and Taxes
Angel investing in 2026: who qualifies, SAFEs vs. notes vs. priced rounds, dilution and pro-rata math, how many checks you need, and QSBS and loss rules.
Revenue-Based Financing: Repayment Caps, Real APRs, and Disclosure Rules
How revenue-based financing works: cap and revenue share, why the effective APR climbs when you grow faster, how it compares with loans, and disclosure laws.
Venture Debt for Startups: Terms, Warrants, MAC Clauses, and the SVB Lesson
Venture debt terms explained: sizing against your last round, interest-only periods, warrants, covenants, MAC clauses, SVB lessons, and a worked all-in cost.
Small Business Loans in 2026: SBA 7(a), 504, Microloans, Banks, and Online Lenders Compared
SBA 7(a) rate caps and fees, 504 and microloans, bank and online loans, what lenders check, and a payment and total-cost comparison as of September 2026.
AI in Supply Chain Finance: Discount Math, Disclosure Rules, and Lessons From First Brands
How reverse factoring and dynamic discounting work, the annualized cost of early-payment discounts, new disclosures, and where AI catches invoice fraud.
Best Business Credit Cards in 2026: How to Choose, With the Math
How to pick a business credit card from your real spending, with 2026 card terms, reward math, premium fee break-evens, and the protections business cards lack.
AI Fraud Detection in Finance: Models, Thresholds, and the Scams Models Miss
Reported US fraud losses hit a record $15.9B in 2025. How fraud models work, how to set decline thresholds with cost math, and why scams need other defenses.
AI Financial Forecasting: When Machine Learning Beats the Spreadsheet (and When It Doesn't)
How to test whether an AI forecast beats a naive baseline, which accuracy metrics to use, where ML helps in FP&A and cash forecasting, and handling drift.
Business Valuation Methods: DCF, Comparable Companies, SDE Multiples, and 409A Valuations
How DCF, trading comps, precedent deals, and SDE multiples value a company, with a worked DCF at a 5.24% Treasury yield, a WACC table, and 409A rules.
How Much Should Your Business Borrow? Debt Capacity, Fixed vs Floating Rates, and Covenant Headroom
Size business debt with DSCR and leverage multiples, choose fixed or floating with SOFR near 3.9%, keep covenant headroom, and run a rate-shock test.