#wealth management

Opportunity Zone rules for 2026 and 2027: the Dec 31, 2026 tax bill, the new five-year deferral, 180-day timing, fund tests, and worked tax math.

How direct indexing works, 2026 fees and minimums, worked tax-loss harvesting and fee math, wash-sale traps, and when a plain index ETF is the better choice.

How family offices work in 2026: single vs. multi-family office costs, the SEC family office rule, tax structure, allocation trends, and governance.

How irrevocable trusts are taxed in 2026: compressed trust brackets, grantor trust status, GRAT math and mortality risk, SLAT divorce risk, and GST exemption.

Rolling 10% out-of-the-money S&P 500 puts costs about 2.3% to 2.6% a year at 20% implied volatility. Cost math, collars, put spreads, and Cboe index data.

Decide what help you need, compare advisor types, read Form CRS and ADV, check records, ask the right interview questions, and spot red flags before you sign.

Planning for households with $1M to $30M in 2026: the SALT cap phase-down, AMT, asset location math, concentrated stock, residency audits, and GRATs.

Non-traded NAV REITs, core funds, and closed-end real estate funds compared: appraisal lag, redemption limits since 2022, fees, and waterfall math.

Giving vehicles compared under the 2026 rules: the 0.5% AGI floor, the 35% cap, the non-itemizer deduction, stock gift math, bunching, and QCDs.

Turning savings into income: what withdrawal-rate research shows, when to claim Social Security, 2026 RMD rules, and how guardrails and buckets compare.

The legal duties behind "fiduciary," how Reg BI and annuity rules differ, where conflicts remain, rollover math, and how to verify an advisor in 2026.

Art returns after selection bias, 2026 auction premiums and break-even math, fractional platform fees, provenance checks, and how collectibles are taxed.

Hedge fund strategies with 2026 data: long/short, macro, event-driven, relative value, and quant, plus fee math, liquidity terms, taxes, and due diligence.

How SPIAs, deferred income annuities, QLACs, MYGAs, indexed annuities, RILAs, and variable annuities work, with September 2026 rates, fees, and protections.

ETF vs mutual fund payouts, qualified dividends, foreign tax credits, munis at 2026 brackets, and a 20-year test of where to hold stocks and bonds.

How structured notes work: buffered, principal-protected, and autocallable payoffs, issuer credit risk, estimated value vs issue price, and tax treatment.

Core estate planning documents, will vs. trust with probate cost math, beneficiary form traps, inherited IRA rules, and 2026 estate tax figures.

Angel investing in 2026: who qualifies, SAFEs vs. notes vs. priced rounds, dilution and pro-rata math, how many checks you need, and QSBS and loss rules.

How creditor protection works in 2026: ERISA plans, the $1,711,975 bankruptcy IRA cap, homestead rules by state, DAPTs, charging orders, and look-back periods.

TIPS, I bonds, commodities, REITs, gold and stocks compared on real yields, taxes, and their record in years when inflation ran above 5%.

Set a retirement savings target, use the 2026 401(k), IRA, and HSA limits, handle the new Roth catch-up rule, and fund accounts in a sensible order.

Real advisor fee schedules and Kitces survey data, plus a 30-year cost table for 1% AUM, tiered, robo, and flat fees, and what Vanguard says advice adds.

How individuals can invest in private equity in 2026: evergreen funds, feeders, listed options, 401(k) plans, eligibility, fees, and redemption limits.

How tax-loss harvesting works in 2026: wash-sale traps (IRAs, spouses, dividends), the $3,000 limit, lot selection, crypto rules, and deferral math.